Tag Archives: Technology

Top 10 Reasons Investors May Invest in Your Startup

By Antonio A Arias

ashton-kutcher-nyse

Raising capital is a work of art and science. You cannot do one without the other or neither one is more important than the other. It is logic and emotion combined. Other investors have their criteria, I have mine because I have gone through it myself at different stages in my career as a professional business manager in the corporate world and as an entrepreneur. If you are raising capital, it is imperative you understand the investment criteria of your investor targets.

  1. Exit strategy –  you have exited before or you have a clear pathway to exit to return investors’ money with capital gains by a certain time.
  2. Market Problem – you have a huge underserved market with a chronic pain.
  3. Team – you have an extraordinary management team with the tract record and the killer instinct to win its sector.
  4. Product – you have a solution(s) to relieve your customers’ pains; not a solution looking for a problem
  5. Price – You have priced your product where the benefits far outweigh its cost.
  6. Competition – your team and your product possess unmatched competitive edge.
  7. Mission – you lead a mission driven company aligned with values striking a balance of social and financial returns.
  8. Relationship – you build and nurture a longer term relationship with all stakeholders – customers, employees, investors, and partners.
  9. Ownership – investors are aligned with your mission and proud to be part owners or passive partners of your business.
  10. Accelerator – you graduated from an accelerator or incubator group, or have core advisors that are market leaders.

If you are an investor or an entrepreneur what is most important to you and why? Your comments are much appreciated.

 

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Filed under For Entrepreneurs, For Investors

Crowdfunding Course 101 in British Columbia?

By Antonio A Arias and Joy Case

KnowledgeSince the announcement of the JOBS Act in April 2012, we have hosted speaking events,  crowdfunding meetups and webinars focused on the why and what of crowdfunding.  After months of discussions with a recognized institution in British Columbia, we are now drafting a course outline.

Crowdfunding/ crowdsourcing is definitely going main stream.  On October 23, 2013, the US SEC regulators tabled the JOBS Act Title III proposed crowdfunding rules for public comment. In Canada each provincial securities regulators are jockeying up for the leadership position while awaiting a national holistic solution. Saskatchewan was first off the gate yesterday (Dec.6, 2013) when it legalized crowdfunding to non-accredited investors.

To offer courses, the challenge is who to please first. Our objective is to educate three principal audiences with respect to time savings and financial gains:

  1. small and medium size businesses (SMEs),
  2. investors, and
  3. professional service providers.

With technology advances, we can do more with less time, save money, and gain more revenues.

What is it about technology that changes everything?

Answer: It is all in the proprietary technology, which we will cover during the course. For those innovative early adopters, you are already experiencing it. We would like you to be our special guests too.

Our introductory course will be focused on the how to of  presales and equity crowdfunding.

We are targeting the following audience for these reasons:

Target Audience Reasons
Entrepreneurs contemplating on test marketing or preselling their prototypes. Portals are a good starting point to test market your minimum viable product (MVP) at lower investment costs.
Entrepreneurs contemplating equity crowdfunding Equity financing involves all business school disciplines: marketing (IR/PR, social/traditional media), finance/accounting, securities law, human resources, psychology/sociology, arts and science, among others.
Investors – speculators, strategic, angels, venture capitalists, private equity funds,  institutional Financing ecosystem will converge from angel, VC, PE, secondary trading, all the way to liquidity events by M&A or going public.Information technology has created a flatter world. If we break down silos or information gatekeepers dividing investor groups, we can all profit more efficiently.
Securities regulators, securities lawyers Technology replaces archaic systems and still provides protective measures to investors while facilitating capital flow.
Professional  service providers (finance/analysts/ accountants, marketing IR/PR social media, securities lawyers) Understand how technology has made our jobs so much easier and how you can provide more value added services to clients.
Traditionalists Technology does not replace everything but enhances our productivity.  Find out how it complements your current practices.

Call to Action:

Here are our draft Learning Outcomes (Duration: Two six hour Saturday sessions)

  1. Understand the 4 types of crowdfunding; historical and current practices
  2. Understand how technology has enhanced financing and marketing practices
  3. Identify and analyse best practices for successful crowdfunding campaigns
  4. Gain experience producing and marketing video for investment pitches
  5. Research and analyse social media marketing and public relations for campaigns
  6. Understand how crowdfunding and crowdsourcing  are used as market research and predictive analytics
  7. Integrating online and offline finance and marketing practices

We plan to host a series of courses and your inputs will allow us to deliver a better service.  If you identify yourself as one of the above audiences, what would you like to learn from our introductory crowdfunding course?

Your comments or inquiries are valuable to us. Please contact us through this blog or via our Twitter handles; @HealthVCFunder for Antonio and @FundItTV for Joy.

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Filed under For Entrepreneurs, For Investors, healthycrowdfunder general

Curated by Antonio Ariston Arias, CEO & Co-Founder Healthy Crowdfunder Corp

Wharton Study Finds Crowdfunders Act Similar to VCs

Join us tackle healthcare issues - one of top 8 priorities of AnIdeaNation

Join us tackle healthcare issues – one of top 8 priorities of AnIdeaNation

On the eve of September 23, 2013, a historic day for all of us waiting for this 80 year old Securities Act of 1930s,  it is timely to reprint a study by Wharton professor Ethan Mollick who found that the sophisticated crowd can be as competent and even less biased than the traditional venture capitalists. For the uninformed, tomorrow is a milestone day when the US Securities Exchange Commission lifts the ban on general solicitation to accredited investors only. Welcome to the flat world of finance and marketing. As entrepreneurs, we envision better times ahead.

Highlights of  his findings:

1. Entrepreneurs who demonstrate a history of successful projects or ventures are more likely to be crowdfunded.

2. Entrepreneurs who demonstrate third party endorsements are more likely to be crowdfunded – social proof.

Comments: We have to start with our innermost circle of friends and influence. If the people who know us intimately cannot even support us, we have lots of work to do, before even reaching out to total strangers.

3. It is partially true that entrepreneurs who demonstrate preparedness are more likely to be crowdfunded.

Comments: We emphasize the importance of premarketing, investor relations, and/or public relations work prior to the actual fund raising event. Winning customers or investors is a relationship building exercise. It starts long before we ask for other people’s money either to buy our products or invest in our ventures. It is about building trust and credibility that we will deliver as we say we will.

4. Selected projects are less geographically concentrated in crowdfunding than in venture capital. VC-funded project typically happens in start-up clusters at 70 miles average distance to VCs.

Comments: Hello Silicon Valley, you now have competition with beautiful Vancouver, the land of eternal optimists, health afficionados, yogis, runners, skiers and/or organic food consumers. Crowdfunding is immune to the cluster effect of San Francisco, Boston, or New York. With strong protective but less costly investor protection measures and feature friendly equity platforms for entrepreneurs, the world is indeed flat.

5. Gender is less predictive of selection in crowdfunding than in venture capital.

Comments: Not only is the world flatter, crowdfunding is indeed unisex. Certain studies have found women make for better CEOs or leaders. What about we  immigrants who came to North America just like the early pioneers that left Europe? Crowdfunding  breaks down all political, cultural, or ideological boundaries. At Healthy Crowdfunder, the market we serve will all benefit from the health ventures we support, regardless of creed, race, countries, age, and the list goes on as we destroy biases of dated monarchies. It is not surprising to see so much resistance to crowdfunding in certain circles. It is a battle for survival for ancient fiefdoms. The roadblock is not the SEC. It is the secret powers behind closed doors trying to assert their final control.

Click here to read Professor Mollick’s  Wharton Study Finds Crowdfunders Act Similar to VCs.

Your comments are welcome. Feel free to connect with me Twitter @alamidas.

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September 22, 2013 · 1:02 pm

B.C. Entrepreneurs Turn to Crowd-Funding

social_mediaB.C. Entrepreneurs Turn to Crowd-Funding For New Ways of Financing Startups | BC Business #HealthyCrowdfunder. Click here for article  http://ow.ly/oER39

Comments to Jacob Parry’s article

Please note my comments to Jacob’s article and specified the distinction between accredited and non-accredited investor crowd. Note how we will apply best practices when managing publicly listed companies to private companies. We are simply reinventing the public capital markets. As soon as we involve the crowd, everything is public. As soon as we use OPM – other people’s money, they are entitled to timely full disclosures and best practices of publicly listed companies. We will slash down regulatory compliance costs through use of proprietary technology.

Antonio (Tony) Arias

Jacob – thanks for covering our mission to advance equity based crowdfunding. I wish
to emphasize we are targeting accredited investors first while building a
health fund and the Healthy Crowdfunder platform.

Educating investors about the risks, co-managing and co-developing our investees until
the exit date, and developing proprietary algorithms are some of our
competitive edge.

At our recent crowdfunding meetup I spoke about how Mr Algorithm (high
frequency traders) has taken over the stock exchanges at the expense of SMEs’
access to capital and liquidity. The best antidote is algorithm itself combined
with our creative and entrepreneurial skills. The securities regulators and
securities rules are so far behind what technology can do now. One of our jobs
is to prove to them that technology itself is one of the best weapons against
fraudulent actors. Several KYC (know your clients) and KYP (know your products)
job routines can be automated. Algorithm can also detect anything that is out
of pattern. Think IBM’s Watson.

The broker/ dealers provide only a partial investor protection. The buck stops at
the CEOs, CFOs, and independent directors who report to shareholders, who stand
to lose the most if they don’t perform their fiduciary duties to shareholders.
As the strategic advisers and co-managers of these ventures, we will provide
better protection since for each investee, we are investor/shareholders ourselves.

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Filed under For Entrepreneurs, For Investors, Uncategorized

Dr Eric Topol Discusses the Creative Destruction of Medicine

Eric Topol 5 of 25

Eric Topol 5 of 25 (Photo credit: canada.2020)

By Antonio A.  Arias

Dr Eric TopolWe at Healthy Crowdfunder believe in the

Personalized Health Manifesto: Predictive, Preventive and Personalized health solutions. Sponsored by the Kauffman Foundation,  journalist David Ewing Duncan wrote:  “By focusing on the whole human organism, the manifesto challenges the prevailing use of drugs and protocols to target populations and averages rather than individuals. It further outlines the necessary groundwork for speeding up the process of moving from research to new drugs and other products and treatments by introducing more effective models that will ultimately improve health and reduce health care costs.”

The more we emphasize this proactive model, the less likely people are to develop fatal and costly illnesses. Each individual is unique in his or her ways, appearance as well as beliefs, and the same goes for our bodies. Prevention and prediction are the two key solutions, after which with the quantum progress in technology, almost  anything can be personalized.

Watch this  interview as Dr Eric Topol Discusses the Creative Destruction of Medicine about the technological advances in the health industry,  saving time and money, digital tools  to predict and prevent possible illnesses or act as personalized treatment to people with chronic ailments.

The new gadgets that Dr. Topol talked about fits right into our three main priorities. They are exactly what we want to support so that people all over the world get the most optimum health solution possible.

In order for these new inventions to become standardized medical tools, their reliability still has to be proven. I find it hard to get my head around the fact that such a small device that is attached to my mobile phone could potentially save my life. What if the device is carried in a bag and gets dirty, will it still give accurate results? It is a challenge to mainstream medical devices but if they are applied successfully, the outcome could be life saving.

The health industry is evolving in a way that it is improving existing systems and developing amazing technology. Who would have imagined holding a device attached to your phone that can read your blood pressure? These new innovations are reducing prices and making medical care more accessible to people. If  Dr. Topol’s vision becomes more main stream, then the next few decades will revolutionize the way we view and interact with medical care.

I think Dr. Topol is completely right, we would all like to know more about our body’s health condition, knowledge that could predict a heart attack or prevent us from becoming seriously ill. Let’s support innovators who have the know-how yet lack the means to develop technology that will only benefit us all!

1 Comment

August 3, 2013 · 3:01 pm

Dr. Topol Prescribes Smart Apps

by Harriet Jansen

We at Healthy Crowdfunder believe in the Health Manifesto that emphasizes three things: Predictive, Preventive and Personalized health solutions. The more these three areas are emphasized and focused on, the less likely it will be for people to develop fatal and costly illnesses. Each individual on this planet is unique in his or her ways, appearance as well as beliefs, and the same goes for our bodies. No body is alike which means that in order to get optimal care, health solutions should focus on treatment before the fact rather than after.

Watch this ten minute interview with Dr. Eric Topol on the technological advances we are currently experiencing in the health industry, advances that not only save time and money, but have the ability to predict and prevent possible illnesses or act as personalized treatment to people with chronic ailments.

The new gadgets that Dr. Topol is introducing fit right into our three main priorities. They are exactly what we want to support so that people all over the world get the best medical treatment possible.

In order for these new inventions to become standardized medical tools, their reliability still has to be proven. I find it hard to get my head around the fact that such a small device that is attached to my mobile phone could potentially save my life. What if the device is carried in my purse and gets dirty, will it still give me accurate results? It is a challenge to mainstream medical devices but if they are applied successfully, the outcome could be astronomical.

The health industry is evolving in a way that it is improving existing systems and developing amazing technology. Who would have imagined holding a device attached to your phone that can read your blood pressure? These new innovations are reducing prices and making medical care more accessible to people, something that should be made a priority. If what Dr. Topol is saying is true, then the next few decades will revolutionize the way we view and interact with healthcare.

I think Dr. Topol is completely right, we would all like to know more about our body’s health condition, knowledge that could predict a heart attack or prevent us from becoming seriously ill. Let’s support innovators who have the know-how yet lack the means to develop technology that will only benefit us all!

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March 19, 2013 · 12:07 am